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<td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
<h1 style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;"><font color="#147d96">Orientações acerca da obrigatoriedade de campo da API Contas da fase 2 e adequação das instituições à IN BCB nº 371 <br/>
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<div style="text-align: justify;">Conforme publicado no Informa #367 em 26 de abril de 2023, com a publicação da Instrução Normativa nº 371 pelo Banco Central em 10 de abril de 2023, faz-se necessário dar ciência ao ecossistema em relação as situações nas quais o envio da identificação da contraparte é obrigatório para as transações de conta (API Accounts, <em>endpoints</em>: /accounts/{accountId}/transactions e /accounts/{accountID}/transactions-current/).<br/>
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O GT Especificações Dados do cliente, com a contribuição do regulador, efetuou estudo para tal definição. Considerando o conteúdo do campo <em>type</em> (Tipo da transação) dos referidos <em>endpoints</em> no qual:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">O pagador é a contraparte de uma transação de crédito (creditDebitType = CRÉDITO)</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">O recebedor é a contraparte de uma transação de débito (creditDebitType = DÉBITO)</li>
</ul>
Fica definido, conforme tabela abaixo, que:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><strong>O envio da identificação de contraparte é obrigatório </strong>em casos de preenchimento “S”</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><strong>O envio da identificação de contraparte não é obrigatório </strong>em casos de preenchimento "N”</li>
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Importante salientar que para as situações definidas como “R”, o regulador está realizando estudos com as instituições transmissoras e, especificamente neste caso, haverá novo Informa.<br/>
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