Período de convivência de APIs correspondentes entre o Open Finance Brasil e o Open InsuranceAtualização de cronograma de Consents, Resources e CâmbioLançamento da v3.0.0-beta.1 das APIs Consentimento e Resources e v1.0.0-rc.2 da API CâmbioDisponibiliz...
Sumário Regulatório
Período de convivência de APIs correspondentes entre o Open Finance Brasil e o Open InsuranceAtualização de cronograma de Consents, Resources e CâmbioLançamento da v3.0.0-beta.1 das APIs Consentimento e Resources e v1.0.0-rc.2 da API CâmbioDisponibiliz...
Conteúdo do Documento
Período de convivência de APIs correspondentes entre o Open Finance Brasil e o Open Insurance Definição do período de convivência (multiversionamento) Em 16/06/2023, houve go live das APIs Títulos de Capitalização, Previdência e Seguros no Open Finance Brasil (OFB). Estas APIs possuem correspondentes no Open Insurance (OPIN) e, conforme designado na Resolução Conjunta n° 5, é necessár...
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<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><span style="color:#008080">Período de convivência de APIs correspondentes entre o Open Finance Brasil e o Open Insurance</span></h1>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p>
<p style="text-align: justify;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;"><strong>Definição do período de convivência (multiversionamento)</strong><br/>
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Em 16/06/2023, houve <em>go live</em> das APIs Títulos de Capitalização, Previdência e Seguros no Open Finance Brasil (OFB). Estas APIs possuem correspondentes no Open Insurance (OPIN) e, conforme designado na Resolução Conjunta n° 5, é necessário haver interoperabilidade entre APIs semelhantes de ambos os ecossistemas.<br/>
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Para mitigar possíveis impactos para instituições que consomem APIs do OPIN como fonte de dados para exposição no OFB, <strong>foi acordado entre os ecossistemas que haverá um período de convivência de 180 dias entre versões consecutivas das APIs do OPIN que possuem interface com o OFB</strong>, período este chamado de multiversionamento. Desta forma, o OFB terá 6 meses para versionar suas APIs até que termine o período de convivência do OPIN, quando a API anterior não poderá mais ser acessada.</p>
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<strong>Início do primeiro período de convivência<br/>
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Em 30/11/2023, haverá o primeiro versionamento das APIs interoperáveis do OPIN</strong>. Portanto, até 31/05/2024, as seguintes APIs estarão disponíveis em duas versões para acesso:</p>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">API Capitalization Title: correspondente à API Títulos de Capitalização do OFB;</li>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" value="2">API Pension Plan: correspondente à API Previdência do OFB;</li>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" value="3">API Person: correspondente à API Seguros do OFB.</li>
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<p style="text-align: justify;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;"><strong>Alterações realizadas nas APIs OPIN para permitir o multiversionamento</strong><br/>
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Para que seja possibilitado o multiversionamento, <strong>comunicamos que houve alteração nas APIs correntes do OPIN</strong>. Desta forma, a partir de 30/11/2023, haverá impacto nas instituições que desejarem acessar a versão corrente das APIs do OPIN, pois deverão enviar parâmetros indicando qual versão desejam acessar.<br/>
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Reforçamos que as instituições que acessam APIs do OPIN devem consultar a área do desenvolvedor desse ecossistema para verificar ajustes realizados nas APIs consumidas.</p>
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<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><span style="color:#008080">Atualização de cronograma de Consents, Resources e Câmbio</span></h1>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p>
<p style="text-align: justify;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;">No Informa #480 “Atualização dos cronogramas de Fase 2 e 4B, Fase 3 e Perfil FAPI único” disponibilizamos o cronograma de Consents, Resources e Câmbio. Informamos que este cronograma foi atualizado e as novas datas podem ser conferidas abaixo:</p>
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<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><span style="color:#008080">Lançamento da v3.0.0-beta.1 das APIs Consentimento e Resources e v1.0.0-rc.2 da API Câmbio</span></h1>
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<strong>Especificações </strong><br/>
A área do desenvolvedor do portal do Open Finance Brasil foi atualizada hoje (17/11/2023) com a documentação das versões<strong> beta 3.0.0-beta.1 das APIs Consentimento e Resources, e release candidate 1.0.0-rc.2 da API Câmbio</strong>.<br/>
<br/>
Para não prejudicar o período de certificação e o <em>go live</em> em 15/04/2024, é imprescindível que as instituições deem sequência ao desenvolvimento destas APIs a partir do lançamento destas versões.<br/>
<br/>
<strong>Abertura de tickets</strong><br/>
A partir de hoje (17/11/2023), será disponibilizado um <strong>período de consulta ao ecossistema</strong><strong>,</strong> que se encerra em 12/01/2024. <strong>Poderão ser reportadas à estrutura inicial do Open Finance melhorias e necessidades de correções dessas APIs</strong>. As sugestões devem ser encaminhadas por meio da abertura de ticket no Service Desk, seguindo a opção: <strong>Solicitações de Melhorias > APIs</strong> </p>
<ol>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Ao abrir o ticket, no campo “Descrição” deverão ser citados o <em>endpoint</em>, o campo e a sugestão do ajuste na documentação. O título deve ser registrado como <strong>“Major – Fases 2 e 4B”;</strong></li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">As sugestões de melhorias devem ser encaminhadas até o prazo máximo estabelecido acima. Caso contrário, o ticket será adicionado ao <em>backlog</em> de ajustes do GT Especificações Dados do cliente para uma próxima versão destas APIs. <strong><u>Após esse período, apenas correções de erros serão avaliadas pelo GT;</u></strong></li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Para evitar mudanças críticas próximo ao final das certificações, recomendamos que os ajustes identificados sejam enviados assim que possível, preferencialmente antes do marco de 50% previsto para 30/01/2024, para evitar mudanças críticas próximo ao final das certificações</li>
</ol>
<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Informações sobre o Guia de UX</strong><br/>
Por último, informamos que a data de publicação do Guia de Experiência do Usuário atualizado será divulgada em Informa posterior.</p>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/219480374/v3.0.0-beta.1+-+Consentimento" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar a V3.0.0-beta.1 API Consentimento">Clique aqui para acessar a V3.0.0-beta.1 API Consentimento</a>
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<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><span style="color:#008080">Disponibilização do motor de produtos e serviços (Fase 1)</span></h1>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p>
<p style="text-align: justify;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;">Comunicamos que o motor funcional de produtos e serviços foi disponibilizado em 16/11/2023. Para esta certificação, a API foi segmentada para cada produto e serviço em 6 endpoints diferentes, mantendo a versão 1.0<br/>
<br/>
Conforme descrito na página de release notes, o motor terá ao todo 12 planos de teste:<br/>
</p>
<ul>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests BusinessAccounts API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests BusinessCredit Card API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Business Financings API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Business Invoice Financings API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests BusinessLoans API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests PersonalAccounts API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests PersonalCredit Card API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Personal Financings API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Personal Invoice Financings API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests PersonalLoans API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Unarranged Account Business Overdraft API - Based on Swagger version: 1.0.0-beta.1</li>
<li style="text-align: justify;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Functional Tests Unarranged Account Personal Overdraft API - Based on Swagger version: 1.0.0-beta.1</li>
</ul>
<p style="text-align: justify;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;"> <br/>
Conforme comunicado no Informa #427 “Cronograma atualizado de Dados Abertos - APIs Produtos e Serviços, Canais de Atendimento, Comuns e Admins ”, o cronograma completo de certificação segue abaixo:<br/>
<br/>
08/01/2024: Marco de 25% de sucesso<br/>
22/01/2024: Marco de 50% de sucesso<br/>
05/02/2024: Marco de 75% de sucesso<br/>
22/02/2024: Marco de 100% de sucesso<br/>
27/02/2024: <em>Go-live</em></p>
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