Disponibilização da versão beta.1 do motor de conformidade para o produto Consignado FederalInclusão do escopo de Portabilidade na documentação de segurança referente ao DCR
Sumário Regulatório
Disponibilização da versão beta.1 do motor de conformidade para o produto Consignado FederalInclusão do escopo de Portabilidade na documentação de segurança referente ao DCR
Conteúdo do Documento
Disponibilização da versão beta.1 do motor de conformidade para o produto Consignado Federal Conforme compartilhado no Informa #812 (“Divulgação do cronograma de certificação e implementação da API Portabilidade de Crédito - Consignado Federal”, divulgado em 11/11/2025), o motor de conformidade para a versão 1.0.0-beta...
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
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Conforme compartilhado no Informa #812 (“<em>Divulgação do cronograma de certificação e implementação da API Portabilidade de Crédito - Consignado Federal</em>”, divulgado em 11/11/2025), <strong>o motor de conformidade para a versão 1.0.0-beta.1 do produto Consignado Federal foi concluído, com todos os módulos disponibilizados até 01/12/2025, sendo 12 módulos disponibilizados em 28/11/2025 e outros 10 módulos disponibilizados em 01/12/2025. Esses módulos serão utilizados tanto para o marco de 0% quanto para o marco de 40%.</strong> <br/>
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<strong>Sucesso nos marcos</strong><br/>
<br/>
Para contabilização de sucesso no <strong>marco de 0%</strong>, que irá ocorrer em 15/12/2025, será considerado o início da execução dos testes, sem a necessidade de obtenção de sucesso.<br/>
<br/>
Já para o <strong>marco de 40%</strong>, que irá ocorrer em 03/02/2026, as instituições devem obter sucesso em ao menos 8 (oito) dos 22 (vinte e dois) módulos de teste, cuja lista pode ser encontrada na página de plano de testes do produto Consignado Federal.<br/>
<br/>
<strong>Segue abaixo os cenários de teste que compõe o plano de testes para a versão beta.1:</strong>
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_contract-invalid-status_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_contract-invalid-terms_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_contract-no-sign_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-create-portability_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_x-fapi_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_expired-consent_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_invalid-token_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_portability-idempotency_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_creditor-rejected-portability_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-cancelled-portability_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-cancelled-counteroffer_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-cancelled-counteroffer-progress_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-accepted-counteroffer_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_user-cancelled-settlement-completed_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_creditor-rejected-payment-nofound_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_creditor-rejected-payment-error_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_proposer-rejected-discharged_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_proposer-rejected-discharge-paymentreversal_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_proposer-rejected_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_portability_completed_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_payment-issue-completed_test-module_v1;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">payroll-credit-portability_api_invalid-consent_test-module_v1.</li>
</ul>
Reforçamos que as instituições que não obtiverem sucesso nos marcos serão notificadas via <em>tickets </em>do Service Desk.<br/>
<br/>
Mais detalhes sobre os testes podem ser consultados na <u><a data-auth="NotApplicable" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F1276740559%2FCen%2Brios%2Bde%2Bteste%2B-%2BCF&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C5674621e7b814d79e76308de31d9e84b%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003009163906712%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=XK4LVfQP73sNn5%2FoQGHYua5TVsOM6I47fXN1NbGeZPA%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">página de Plano de Testes</a></u> da API, disponível na área do desenvolvedor do Portal do Open Finance.
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De acordo com a Resolução CMN n° 5.265 de 28/11/2025, que estabelece a inclusão do produto Portabilidade de Crédito no Open Finance, informamos que o escopo “credit-portability” foi incluído no item 7.2 da página “<u><a data-auth="NotApplicable" data-hyperlinktype="0" data-linkindex="0" data-ogsc="rgb(5, 99, 193)" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F246054957%2FPT%2BOpen%2BFinance%2BBrasil%2BFinancial-grade%2BAPI%2BDynamic%2BClient%2BRegistration%2B2.0%2BRC1%2BImplementers%2BDraft%2B3%237.2.-Fun%25C3%25A7%25C3%25B5es-regulat%25C3%25B3rias-para-mapeamentos-OpenID-e-OAuth-2.0&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C6f004bdbbdf54d6adac508de31de37af%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003027674029759%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=WmVR5hxUhmpmIet7IyWdQNfWxs9ky1wolcvD27mnSag%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;" title="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/246054957/PT+Open+Finance+Brasil+Financial-grade+API+Dynamic+Client+Registration+2.0+RC1+Implementers+Draft+3#7.2.-Fun%C3%A7%C3%B5es-regulat%C3%B3rias-para-mapeamentos-OpenID-e-OAuth-2.0">Funções regulatórias para mapeamentos OpenID e </a><a data-auth="NotApplicable" data-hyperlinktype="0" data-linkindex="1" data-ogsc="rgb(5, 99, 193)" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F246054957%2FPT%2BOpen%2BFinance%2BBrasil%2BFinancial-grade%2BAPI%2BDynamic%2BClient%2BRegistration%2B2.0%2BRC1%2BImplementers%2BDraft%2B3%237.2.-Fun%25C3%25A7%25C3%25B5es-regulat%25C3%25B3rias-para-mapeamentos-OpenID-e-OAuth-2.0&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C6f004bdbbdf54d6adac508de31de37af%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003027674055276%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=ca1vMlBx8Z3rZy9SqUvahewv%2BklPP%2BrHT%2FOsvLQAjHU%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;" title="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/246054957/PT+Open+Finance+Brasil+Financial-grade+API+Dynamic+Client+Registration+2.0+RC1+Implementers+Draft+3#7.2.-Fun%C3%A7%C3%B5es-regulat%C3%B3rias-para-mapeamentos-OpenID-e-OAuth-2.0">OAuth</a> <a data-auth="NotApplicable" data-hyperlinktype="0" data-linkindex="3" data-ogsc="rgb(5, 99, 193)" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F246054957%2FPT%2BOpen%2BFinance%2BBrasil%2BFinancial-grade%2BAPI%2BDynamic%2BClient%2BRegistration%2B2.0%2BRC1%2BImplementers%2BDraft%2B3%237.2.-Fun%25C3%25A7%25C3%25B5es-regulat%25C3%25B3rias-para-mapeamentos-OpenID-e-OAuth-2.0&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C6f004bdbbdf54d6adac508de31de37af%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003027674095392%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=c%2BVk03PZjNcr61GAP2rwoBOqFFK3aW6fwBMWhS7dKkc%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;" title="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/246054957/PT+Open+Finance+Brasil+Financial-grade+API+Dynamic+Client+Registration+2.0+RC1+Implementers+Draft+3#7.2.-Fun%C3%A7%C3%B5es-regulat%C3%B3rias-para-mapeamentos-OpenID-e-OAuth-2.0">2.0</a></u>”, em “Escopos Permitidos” do papel regulatório “DADOS“, conforme tabela abaixo:<br/>
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